Earn An APY Boost With A CIT Bank Platinum Savings Account, Get Up To 4.10% APY For 6 Months!
Earn An APY Boost With A CIT Bank Platinum Savings Account, Get Up To 4.10% APY For 6 Months!
Enter promo code CITBOOST to receive a 0.35% APY bonus for six months from account opening after depositing $5,000.
- Open your account
- Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
- Make a deposit
- Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
- And you’re done
- That’s it! We’ll email confirmation of your account opening.
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY1* on balances $5,000 or more
- 0.60% APY1*on balances less than $5,000
After boost ends, earn our competitive standard rates:
- 3.75% APY1 on balances $5,000 or more
- 0.25% APY1 on balances less than $5,000
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. *APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
*Platinum Savings APY Boost Promotion Terms and Conditions
This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.
The Promotion begins on February 13, 2026, and ends April 13, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.
The promotion can end at any time without notice.
