Great New Credit Card! Limited Time Offer: Earn Up To 150,000 Bonus Miles On The Excellent New Capital One Venture Business Card
Earn Up To 150,000 Bonus Miles On The New Capital One Venture Business Card
Intro limited-time signup bonus:
Capital One has just launched the Capital One Venture Business Card, which replaces the Spark Miles card.
- You will earn 75,000 bonus miles after spending $7,500 in the first 3 months.
- As you earn at least 2 miles per dollar everywhere, that’s a total of 90,000 miles after spending $7,500.
- You will earn another 75,000 bonus miles for spending another $22,500 in the first 6 months.
- As you earn at least 2 points per dollar spent, that’s an additional 120,000 miles, for a total of 210,000 miles earned.
Annual fee:
$95. Additional user cards are free.
Card earnings:
- 2 miles per dollar everywhere.
- Earn 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Business Travel.
- No foreign transaction fees.
$50 Annual Travel Credit:
Cardholders receive a $50 Capital One Business Travel credit for any purchase made through Capital One Business Travel, including airfare, hotels, vacation rentals, and car rentals.
Each annual Credit will expire on the next account open date anniversary.
The Credit may be used in whole for a single purchase or in part over multiple purchases.
$50 Annual Advertising and Software Credit:
Get an annual statement credit up to $50 for purchases at qualifying advertising or software merchants.
Purchases from anywhere that is coded as advertising or software merchants will be considered eligible for this credit!
The Credit may be used in whole for a single purchase or in part over multiple purchases.
Any unused credits will expire on your account open date anniversary.
Global Entry/PreCheck Credit:
It costs $85 to apply for a 5 year TSA Pre-Check membership which makes flying pleasant again. Shorter lines, no need to remove your shoes, belt, jacket, or hat. You can keep your laptop and small liquids inside your carry-on. And you go through a good old fashioned metal detector instead of assuming the position in the body scanner. If you charge it on your Platinum card the fee will be refunded.
It costs $120 to apply for a 5 year Global Entry membership which lets you bypass the customs line. If you have Global Entry you also get TSA Pre-Check for free. If you charge it on your Platinum card the fee will be refunded. Kids can now apply for Global Entry for free with parents who are part of the program.
You can read more more about the differences in this post.
You can add additional cardholders to your account for free and they will each qualify for a Pre-Check or Global Entry fee refund as well!
My whole family has Global Entry and it sure makes traveling a whole lot easier!
Venture Business or Venture X Business?
The Capital One Venture X Business Card has a $395 annual fee, but comes with a $300 annual travel credit and a 10K point anniversary bonus. It also provides Capital One and Priority Pass lounge access. It is a charge card without a hard credit limit and won’t report to consumer credit bureaus. You need to spend $30K in 3 months to earn the 150K signup bonus.
The Venture Business Card has just a $95 annual fee with a $50 annual travel and $50 annual advertising/software credit. It is a credit card with a hard credit limit and will report to consumer credit bureaus. You can earn a 75K signup bonus after $7.5K spending in 3 months and another 75K bonus after another $22.5K in spending in 6 months.
Both cards earn 2 miles per dollar everywhere, Global Entry/PreCheck, and can reimburse paid travel or transfer miles to airlines and hotels.
You can have both of these cards!
Excellent MLB Redemptions
Capital One cardholders have access to exclusive tickets to special events such as All-Star Week, the MLB Postseason, and the World Series presented by Capital One.
Plus, you can redeem just 5,000 miles for ultra-premium MLB seats in every ballpark, for every game. There are 4 tickets available for every game at that rate. The best time to buy is when each month’s games go live, which are posted here.
I have gone to games with amazing seats in NYC, DC, LA, Anaheim, Cincinnati, Cleveland, Dallas, Denver, Houston, Pittsburgh, San Diego, and San Francisco, and hope to go to many more to complete my 30 ballpark tour using my Capital One points at an excellent value!
Getting $200 seats for 5,000 miles is a great deal!
Card benefits:
- Rental car CDW insurance
- Extended warranty
- Lost Luggage Insurance
- Travel Accident Insurance
- Purchase protection for items damaged or stolen within 90 days
- Virtual card numbers
Spend Threshold:
You can pay your federal taxes for a 1.85% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.
My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.
Hertz elite status:
Primary and additional cardholders get free Hertz Five Star elite status. Benefits include skip the counter and e-return, 25% bonus points, space available upgrades, wider ultimate choice availability, and more!
Use miles for paid travel reimbursement:
You can redeem your miles to pay yourself back for any travel related expenses (airfare, hotels, car rentals, cruises, ride sharing, etc) or book new travel at a value of 1 cent per point.
Transfer miles to other cardholders
A great perk of Capital One miles is that you can combine miles between Capital One mileage cards, transfer cash back into miles, and you can even transfer miles to any Capital One cardholder!
Airline and hotel transfer partners:
You can transfer miles from Capital One into these programs at the following ratios:
- Aer Lingus (1:1 via BA, No alliance)
- Aeromexico (1:1, SkyTeam)
- Air Canada Aeroplan (1:1, Star Alliance)
- Air France/KLM Flying Blue (1:1, SkyTeam)
- Avianca LifeMiles (1:1, Star Alliance)
- British Airways Avios (1:1, OneWorld)
- Cathay Pacific Asia Miles (1:1, OneWorld)
- EVA (1:0.75, Star Alliance)
- Etihad (1:1, No alliance)
- Emirates (1:0.75, No alliance)
- Finnair (1:1, OneWorld)
- Iberia (1:1 via BA, OneWorld)
- JAL (1:0.75, No alliance)
- JetBlue (1:0.6, No alliance)
- Qantas (1:1, OneWorld)
- Qatar (1:1 via BA, OneWorld)
- Singapore (1:1, Star Alliance)
- TAP Air Portugal (1:1, Star Alliance)
- Turkish Airlines (1:1, Star Alliance)
- Virgin Red/Virgin Atlantic (1:1, SkyTeam)
- Accor Hotels (1:0.5)
- Choice Hotels (1:1)
- Hilton Hotels (1:1.5 via Virgin)
- Preferred Hotels & Resorts (1:2)
- Wyndham Hotels (1:1)
A nice perk is that after the 1,000 mile minimum transfer, you only need to transfer miles in increments of 100, meaning you have fewer leftover miles compared to other bank transfers.
- Air Canada Star Alliance awards start at just 6K miles, making for excellent bargains!
- Avianca Lifemiles awards start at just 6.5K miles. Or save up for the 194K miles you’ll need for a round-trip first class flight in First Class from the US to Tel Aviv on Lufthansa with access to their amazing first class terminal during your connection with a Porsche transfer to your plane.
- 7.5K Virgin Atlantic miles is enough for a Delta short-haul flight. Fly to London from just 6K points in coach. Use points to fly on El Al, or book bargains on ANA (From 52.5K points in business or 72.5K in first class), ITA (75K business class awards to Italy), and Air New Zealand (62.5K points business class US-New Zealand).
- Flying Blue has award flights to Israel for 30K miles for adults or 22.5K miles for kids or domestic awards on Delta from just 4K miles each way!
- Qatar Avios can book short-haul JetBlue flights for 8.5K Avios, short-haul AA flights for 9.5K Avios, transatlantic JetBlue for 25K Avios, and transatlantic JetBlue Mint business class for 78K Avios.
- With 90K Cathay Pacific Asia Miles you can book a round-trip business class award between North America and Europe. Plus, save big on BA fuel surcharges.
- With Qantas you can fly one-way on El Al between NYC and Tel Aviv for 43.5K points in coach, 85K points in premium economy, or 108K points in business class.
- 7.5K British Airways Avios are enough for short-haul flights worldwide.
- 120K Aeroplan miles is enough for a round-trip business class award between North America and 2 European cities.
- With Singapore miles you can book highly rated premium cabin award bargains or suites on Singapore flights that are blocked with partner miles.
- With 102K Emirates miles you can fly in A380 Shower Class from JFK to Milan.
- With 163.5K Emirates miles you can fly in A380 Shower Class from JFK to Dubai.
- And endless other possibilities!
Dan’s Quick Thoughts:
This is a very solid card with annual credits that can more than cover the annual fee.
The card will earn 2 miles per dollar everywhere and they can be transferred into airline miles or used to reimburse any paid travel. Combined with no foreign transaction fees and this is an excellent card!
Plus, there’s a lucrative limited-time intro signup bonus that you can take advantage of!
Best of all, you don’t need a 2-card combo to earn a lot of points and transfer them into miles, this card will do it all with a low (or no) fee!
Will you signup for the Capital One Venture Business Card?
